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Tap Into
Home Equity With Los Angeles
Cash-Out Refinance Loans

If you want to succeed in the bustling real estate market of Los Angeles, you must partner with an experienced lender who can offer fast and reliable financing solutions in Los Angeles and understands the local landscape. RTI Bridge Loans is a leading industry name specializing in cash-out refinance loans. We can help you refinance your Southern California home to lower your monthly mortgage payment, get better interest rates, or transform your home equity into cash for other needs. If you have any questions about our loan programs, give us a call at (562) 857-2285.

Why Choose RTI Bridge Loans?

Here’s why you should choose RTI Bridge Loans for all your hard money cash-out refinance needs:
  • We have over 40 years of hard money lending experience and have processed hundreds of millions of dollars in loans for our clients in Los Angeles and Orange County
  • Unlike many cash-out refinance lenders in Los Angeles, RTI Bridge Loans is fully licensed and insured
  • We offer a quick application process, quick approvals, and rapid funding for cash-out refinance loans
  • We are located in Gardena, CA, and provide hard money loans in Los Angeles County and California.
  • Our customized cash-out refinance loan programs allow you to get the loan that best suits your needs.
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Home Equity With California Cash-Out Refinance Loans

$5,400,000 | 1st TD & 2nd TD Loan | Long Beach, CA
1st-td-and-2nd-td-bridge-loan-closed-in-long-beach

JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a

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$3,200,000 | 2nd TD Loan | Santa Clarita, CA
2nd-td-bridge-loan-closed-in-santa-clarita-ca

A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had

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$412,500 | 1st TD Bridge Loan | Valley Center, CA
rti-bridge-loans-for-property

$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market

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Our Cash-Out Refinance Loan Lending Process

The RTI Bridge Loans hard money refinance lending process is designed for simplicity and efficiency:
  • Application – Borrowers initiate the process by completing the loan application and submitting supporting documents.
  • Underwriting – Our expert team thoroughly evaluates the loan application and performs a home appraisal.
  • Loan Approval and Funding – Upon successful evaluation, we oversee the disbursement of funds as soon as possible, often within days after approval.
  • Loan Payments – Borrowers adhere to agreed-upon repayment terms, which can be fulfilled through property sale proceeds or refinancing, ensuring a flexible and manageable repayment process.

You don’t have to navigate the cash-out refinancing process alone. Contact RTI Bridge Loans for more information on refinance hard money loans in California to begin the process together!

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What Is a Cash-Out Refinance?

A cash-out refinance is a financial strategy that allows property owners to tap into the equity of their real estate investments. It involves refinancing an existing mortgage, replacing it with a new one with more favorable terms, and extracting cash from the property’s equity. Cash-out refinancing with RTI Bridge Loans allows California homeowners to leverage the value they have in their homes and use the equity for various purposes, including renovations, debt consolidation, real estate investments, or other financial needs.

Requirements for a Cash-Out Refinance

To get a Los Angeles cash-out refinance loan, we usually require:

  • More than 20% equity in your home
  • We may require a new appraisal to determine your property’s current value
  • A credit score of at least 620
  • A debt-to-income ratio of 45% or less
  • A loan-to-value ratio of 80% or less
  • Verification of your income and employment

These requirements ensure that borrowers have enough equity, financial stability, and the means to repay the loan when seeking refinance hard money loans in Los Angeles. Please consult with our lending specialists at RTI Bridge Loans for more information

Advantages of a Cash-Out Refinance

Our cash-out refinance programs at RTI Bridge Loan offers numerous advantages for real estate investors and property owners. Here are some key benefits:

  • By unlocking the equity in your property, you can access a significant amount of cash for various purposes without selling the property.
  • If you qualify for a cash-out refinance with more favorable terms at RTI Bridge Loans, you may secure a lower interest rate, reducing monthly payments.
  • You can use the cash to pay off high-interest debts, consolidating your financial obligations into a single, lower-interest mortgage.
  • You can utilize the funds from a cash-out refinance for home renovations or improvements, ultimately increasing the overall value of your property.
  • Cash-out refinance loans for real estate investors could help them diversify their portfolios and potentially increase returns.
  • Real estate investors can use the cash to invest in investment property for Los Angeles real estate ventures.

Let RTI Bridge Loans Customize
a Cash-Out Refinance Loan for You Today!

With traditional lenders limited to a strict underwriting process, RTI Bridge Loans is the leading provider of hard money cash-out refinance loans, focusing on equity over borrower financials. Whether you need to refinance a home loan in Los Angeles or are considering a mortgage refinance, RTI Bridge Loans has various options to help you get the desired results. Call us at (562) 857-2285 and let us help you seize the opportunities that your property’s equity can offer.
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Frequently Asked Questions

With our private money cash-out refinance loans, you can borrow 80% to 90% of the value of your home.
Typically, borrowers use the cash from refinance hard money loans to make home improvements or pay off debts like car loans, student loans, or credit cards. Others take hard money refinance loans for investment property ventures, to purchase a new car, buy a second home, and even pay for college tuition.
You can still refinance and cash out if you have a second mortgage or HELOC, but it might involve some complexities. The new loan would need to cover the balance of the existing mortgage and secondary loans.

Get started now on making your
financial goals a reality.

RTI Bridge Loans Hard Money Loans
RTI Bridge Loans

RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.

DRE # 01125534 / 00793526

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