Los Angeles Hard Money Lenders
At RTI Bridge Loans, we take pride in helping real estate investors achieve their ambitions by providing fast, flexible, and reliable financing solutions. With its diverse real estate opportunities, Bakersfield, California, is a prime location for investment—and we’re here to make your funding process as straightforward as possible. By focusing on the property’s value and potential rather than stringent financial histories, we simplify borrowing so you can take the next step with confidence.
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
Partnering with RTI Bridge Loans means choosing a lender that prioritizes your success. Here’s how we stand out:
We understand that in real estate, timing is everything. Our approval process is streamlined to provide you with a decision in as little as 24 hours. This quick turnaround ensures you’re ready to seize opportunities in Bakersfield’s competitive market without unnecessary delays.
No two projects are the same, and we tailor our loan solutions to fit your specific needs. Whether you’re working on a fix-and-flip, purchasing a rental property, or undertaking a commercial venture, we’ll design loan terms that align with your timeline and objectives.
Our competitive rates are designed to maximize your profitability. With RTI Bridge Loans, you’ll benefit from cost-effective funding that supports your investment’s success.
As experienced hard money lenders, we have an in-depth understanding of the Bakersfield real estate market. This local insight allows us to offer practical advice and guidance to help you make informed decisions throughout your investment journey.
The Bakersfield real estate market continues to thrive, offering promising opportunities for buyers and investors alike. With competitive conditions and steady growth, it remains an attractive option for those looking to capitalize on California’s real estate trends. Here’s a closer look at the current market:
The median sale price of a home in Bakersfield has reached $410,000, reflecting a 6.4% year-over-year increase. This steady rise highlights the city’s growth potential and appeal, offering a balance between affordability and investment potential. Compared to other California cities, Bakersfield provides significant value, making it an excellent option for first-time buyers and seasoned investors.
The median price per square foot in Bakersfield is now $235, up 5.1% from last year. This consistent value increase showcases the market’s stability and potential for long-term appreciation, particularly for those focused on rental properties or home improvements.
Homes in Bakersfield are selling faster than ever, with the average property spending just 34 days on the market. While this is slightly longer than last year’s 26-day average, it still reflects a highly active market. Many homes receive multiple offers, and hot properties can sell at a list price or higher within 12 days, often with waived contingencies.
The Bakersfield market recorded 269 home sales in November 2024, up from 260 during the same period last year. This consistent sales volume demonstrates robust demand, further underlining the city’s dynamic and competitive real estate landscape.
With its rising home values, competitive pace, and strong demand, Bakersfield continues to stand out as a prime market for real estate opportunities.
From single-family homes to multi-unit properties, Bakersfield offers diverse residential investment opportunities. Our hard money loans are tailored to meet your needs, providing fast and efficient funding that prioritizes your property’s potential. Whether you’re flipping a fixer-upper or acquiring a rental property, we’re here to help.
For investors targeting Bakersfield’s commercial sector, we offer financing solutions for retail spaces, office buildings, mixed-use properties, and more. Our commercial hard money loans are designed for flexibility and speed, enabling you to act quickly in this dynamic market.
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Investors are increasingly turning their attention to Bakersfield for several reasons:
Bakersfield remains one of the more affordable California cities while experiencing consistent property value growth. This combination offers excellent opportunities for both new and seasoned investors.
With a growing population and a strong local economy, rental properties in Bakersfield are in high demand. This ensures steady income potential for landlords.
Bakersfield’s real estate market includes suburban homes, downtown commercial properties, and undeveloped land. This variety allows you to diversify your portfolio to match your investment goals.
Hard money loans provide unique advantages that can help you succeed in Bakersfield’s competitive real estate market:
Securing a hard money loan with RTI Bridge Loans is straightforward and efficient. Here’s how it works:
RTI Bridge Loans is here to support your real estate ambitions with reliable and efficient hard money loans in Bakersfield. Contact us today at (562) 857-2285 to learn more about our services and take the first step toward a successful investment.
With transparent terms, competitive rates, and a commitment to efficiency, RTI Bridge Loans ensures to make your investment process smoother and more accessible. Our goal is to help investors secure financing for properties that are traditionally hard to fund, whether due to timing constraints, property type, or credit requirements. Call RTI Bridge Loans at (562) 857-2285 and discover how we can help fund your next investment with ease.
Investors needing fast funding, those with challenging credit, or anyone pursuing time-sensitive real estate opportunities.
Residential, commercial, and mixed-use properties, including fix-and-flip projects and rental investments.
No. Our approvals are based on the property’s value and potential, making our loans accessible to investors with varying credit histories.
No, we don’t impose prepayment penalties, allowing you to repay your loan early without additional costs.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
