Home » Gardena, CA » Gardena Hard Money Lenders
Selecting the right hard money lender is a critical step toward achieving success in real estate investments. Here’s what sets RTI Bridge Loans apart:
Commercial Lending Specifications
Loan Term | 1-2 Years |
Loan Amount | $250,000 to 20,0000,000 |
Lending Area | California | Nevada | Colorado |
Trust Deeds | 1st & 2nd TD's |
Loan-to-Value | Up to 75% |
Interest Rate | Starting at 8.75% |
Origination Fee | 1 to 3 Points |
Prepayment Penalty | Not Required |
Closing Time | 7 to 15 Days |
Interest Reserve | No Payments for 6 Months |
The median sale price in Gardena reached $775,000 as of November 2024, marking a 4.7% year-over-year increase. This steady appreciation reflects the strong demand for housing in the area. Additionally, the median price per square foot climbed to $544, showcasing the value buyers are placing on properties regardless of type. The median listing price saw an even larger jump, rising to $825,000—a substantial 17.9% increase compared to the previous year. These figures underscore the ongoing growth and appeal of Gardena’s real estate market.
Gardena’s real estate market remains highly active, with homes continuing to sell at a brisk pace. Despite a slight year-over-year increase in the median days on the market, the number of homes sold has risen, indicating robust buyer interest and competition. This dynamic environment highlights the need for timely and efficient financing solutions to secure desirable properties in Gardena.
Gardena’s real estate market shows diverse trends across property types. Single-bedroom homes experienced a notable 13.8% price increase, reflecting strong demand in this category. Two-bedroom and three-bedroom properties also performed well, with prices rising by 11.9% and 5.3%, respectively. Larger properties with five or more bedrooms saw an impressive 15.3% price hike, showcasing their growing value. However, four-bedroom homes faced a slight 1.9% decline in value, providing potential opportunities for investors looking to purchase at a relatively lower price.
By understanding these detailed trends, investors can make informed decisions and strategically approach the opportunities within Gardena’s ever-evolving real estate market.
Residential and Commercial Hard Money Loans in Gardena At RTI Bridge Loans, we make it easier for real estate investors in Gardena to secure the funds they need with straightforward and flexible options for both residential and commercial properties.
Residential Hard Money Loans If you’re looking to invest in Gardena’s residential market, we’re here to help. Whether it’s a single-family home, a multi-unit property, or a fix-and-flip project, our hard money loans are designed to get you the funds fast. We focus on the value of the property, so you don’t have to worry about the lengthy approval processes that come with traditional loans. It’s all about helping you move quickly and get your project off the ground.
Commercial Hard Money Loans Gardena’s commercial real estate market is full of potential, and we’re here to make sure you can capitalize on it. Our commercial loans are perfect for funding office spaces, retail developments, or mixed-use properties. We understand the importance of acting fast in a competitive market, and our loans are built to provide the financial support you need to secure opportunities and grow your portfolio.
Gardena’s market dynamics make it a compelling choice for real estate investment:
Hard money loans provide essential benefits that can give you an edge in Gardena’s competitive real estate market:
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The process to secure a hard money loan with RTI Bridge Loans is straightforward:
Ready to secure fast and reliable financing for your next real estate project? RTI Bridge Loans is here to support your success in Gardena’s vibrant market. Call us today at (562) 857-2285 to learn more about our hard money loans and how we can help you achieve your investment goals.
Credit scores are not the focus. We base approval on the property’s value and potential.
Rates depend on loan amount, duration, and other factors. Our rates are structured to remain competitive and investor-friendly.
Funds are often available within 3–5 business days after approval.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.