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RTI Bridge Loans is your trusted source for hard money lending in the Inland Empire, CA. Real estate investors, property flippers, and business owners rely on us for fast and flexible funding solutions. Whether you need to secure financing for a commercial property, fund a renovation project, or close a deal quickly, we provide the financial support you need without the long approval processes of traditional banks. Our team understands the Inland Empire real estate landscape and is ready to help you succeed with straightforward lending solutions.
Commercial Lending Specifications
Loan Term | 1-2 Years |
Loan Amount | $250,000 to 20,0000,000 |
Lending Area | California | Nevada | Colorado |
Trust Deeds | 1st & 2nd TD's |
Loan-to-Value | Up to 75% |
Interest Rate | Starting at 8.75% |
Origination Fee | 1 to 3 Points |
Prepayment Penalty | Not Required |
Closing Time | 7 to 15 Days |
Interest Reserve | No Payments for 6 Months |
As one of the leading hard money lenders in the Inland Empire, RTI Bridge Loans makes borrowing simple and efficient. We focus on fast approvals, flexible terms, and a hassle-free process, ensuring that real estate investors and business owners get the funds they need when they need them. Traditional banks often have strict lending requirements, but our asset-based loans provide an alternative way to secure financing without the usual red tape.
As of early 2025, the Inland Empire real estate market presents a mixed outlook. Residential home prices continue to rise, driven by demand and limited inventory, while the industrial sector faces challenges due to shifting economic conditions and rising vacancy rates.
As of February 2025, the median home price in Riverside reached $650,000, reflecting a 2.8% increase compared to the previous year. Meanwhile, the median sold price climbed to $660,398, marking a 4.9% year-over-year rise. The median price per square foot stood at $378.
Homes in Riverside spent an average of 49 days on the market, slightly longer than the 41-day average recorded in early 2024. The number of closed sales declined, with 135 homes sold in February 2025, compared to 144 sales in the same period last year.
Across Riverside County, the median listing price in February 2025 was $649,000, reflecting a 2.8% annual increase. While demand remains strong, some buyers are being priced out due to affordability concerns.
Despite being one of the more affordable regions in Southern California, the Inland Empire is experiencing rising home prices and stagnant wage growth, making homeownership increasingly difficult for many buyers. Higher mortgage rates and inflationary pressures have added further challenges, forcing some prospective homeowners to delay purchases or explore rental options.
While residential real estate is trending upward, the industrial sector faces hurdles. Economic shifts and heightened competition have led to higher vacancy rates, a trend expected to persist throughout 2025. Companies are reevaluating their space needs, and new industrial developments have outpaced demand in some areas, putting downward pressure on rental prices.
RTI Bridge Loans provides financial solutions for various real estate investment needs. We specialize in:
RTI Bridge Loans finances a variety of real estate assets, including:
Our goal is to support investors and business owners by providing financing solutions that work for their specific property types and investment strategies.
Borrowing from RTI Bridge Loans means working with a lender who understands the Inland Empire market and the needs of real estate investors. Here’s what we offer:
Applying for a hard money loan through RTI Bridge Loans is simple. Here’s how it works:
RTI Bridge Loans provides financing for both residential and commercial real estate investments. Whether you’re flipping homes or acquiring commercial property, we offer funding options to meet your goals.
Real estate investors can benefit from quick funding to purchase, renovate, or refinance properties. Our loans provide the financial backing needed for house flips, rental property purchases, and other investment opportunities.
For those investing in office buildings, retail centers, or multifamily properties, RTI Bridge Loans provides flexible financing that helps you complete projects without the constraints of conventional bank loans.
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The Inland Empire is one of California’s fastest-growing regions, making it an attractive market for real estate investment. Its expanding population and affordability compared to neighboring Los Angeles and Orange County continue to drive housing demand. Here’s why investors are flocking to the area:
Approval for a hard money loan is based primarily on the value of the property rather than credit history. Here’s what can improve your chances of approval:
Hard money loans offer benefits that traditional loans cannot:
If you’re ready to secure a hard money loan in the Inland Empire, RTI Bridge Loans is here to help. Our fast funding solutions and flexible loan terms make it easier to complete real estate deals without the delays of conventional banks. Contact us today at (562) 857-2285 to discuss your investment needs and take the next step toward securing the financing you need.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.