Los Angeles Hard Money Lenders
When you need fast, no-nonsense financing in Irvine, CA, RTI Bridge Loans is here to make the process simple. We specialize in hard money loans for real estate investors, developers, and business owners who need quick access to capital. Whether you’re fixing up a property, expanding your investment portfolio, or need funds for a commercial project, we help you get it done without the red tape of traditional banks. Our team knows the Irvine market well and offers lending solutions that help you close quickly and confidently.
At RTI Bridge Loans, we keep things straightforward. We don’t ask for mountains of paperwork or perfect credit scores. Instead, our hard money loans are based on the value of your property. That means faster approvals, flexible funding options, and less hassle for borrowers. If timing is critical for your deal, you can count on us to move fast.
We work with investors and property owners across Irvine to provide loans that fit short-term goals like flipping houses, covering balloon payments, or pulling equity from an existing property. Our goal is to give you the funding you need without the delays.
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
Located in the heart of Orange County, Irvine continues to attract homebuyers, renters, and investors alike. The city is known for its top-rated schools, planned communities, and strong job market, especially in tech, education, and healthcare.
If you’re investing in Irvine real estate, working with a reliable hard money lender like RTI Bridge Loans can help you secure properties fast and maximize return on investment.
RTI Bridge Loans offers a range of hard money loan options to meet different financing needs:
RTI Bridge Loans provides funding for a wide range of property types in Irvine:
No matter the type of real estate you’re working with, we can provide the capital you need to move forward.
We know that real estate opportunities don’t wait. That’s why investors choose RTI Bridge Loans when they need fast funding with fewer complications. Here’s what sets us apart:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
Getting started with RTI Bridge Loans is a smooth process:
Investors targeting Irvine’s thriving neighborhoods can benefit from our fast funding for home flips, short-term rentals, or rental income properties. The high property values in the area offer excellent upside potential, and our loans can help you secure deals before someone else does.
Whether you’re purchasing a retail building in the Spectrum or upgrading office space near the Irvine Business Complex, our commercial hard money loans offer the flexibility and speed you need to compete and succeed.
Here’s why many investors continue to look to Irvine as a smart place for real estate opportunities:
If you’re looking for a hard money lender in Irvine, CA, RTI Bridge Loans is ready to help. Our experience, fast service, and local insight make us a reliable choice for serious investors. Give us a call at (562) 857-2285 to talk about your deal and see how we can help you get funding fast.
No, our loans are based on the value of the property, not your credit score. We focus more on your real estate deal than your financial history.
Many of our clients get approved in 24 hours and receive funds within just a few days.
Typically, yes. Although, they also offer speed and flexibility that banks can’t match. For many investors, the ability to act quickly is worth the slightly higher interest rate.
No problem! We’ll walk you through every step of the process. Experience helps, but it’s not required.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
