Los Angeles Hard Money Lenders
RTI Bridge Loans, your premier hard money lender in Los Angeles, CA, stands out with its unique selling points. We offer flexible and reliable loan options, leveraging our extensive experience in the Los Angeles market to help you overcome the challenges of real estate investments. Our commitment to personalized service, quick approvals, and competitive terms sets us apart, ensuring you succeed in your real estate ventures.
RTI Bridge Loans stands out as a premier hard money lender in Los Angeles, offering unmatched speed, flexibility, and personalized financing options. We’re committed to helping both experienced investors and newcomers secure the capital they need quickly, with terms designed to fit their unique goals. Unlike traditional lenders, our approach focuses on fast approvals and competitive rates, giving you the edge in a dynamic real estate market.
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
When you choose RTI Bridge Loans for your hard money loan, you’re working with a team that knows the ins and outs of the Los Angeles real estate market. We offer:
Los Angeles, CA, offers a dynamic real estate market with strong investment potential. The city is home to prestigious universities, a thriving entertainment industry, and a robust economy, contributing to consistent population growth and demand for rental properties. Currently in 2024, Los Angeles home prices saw an increase of 0.5% compared to the previous year, with an average sale price of $985K. Homes in Los Angeles are now spending an average of 51 days on the market, slightly longer than last year’s 42 days, though the number of homes sold increased to 1,433, up from 1,407 in 2023.
This competitive market presents opportunities for investors, but timing is crucial. To capitalize on these real estate trends, securing a hard money loan in Los Angeles can provide the funding needed to act quickly. With home prices high and properties moving steadily, hard money loans offer a flexible, efficient way to finance investments when speed and access to capital are key.
Los Angeles is known as an appreciation market, where home values increase over time. While rental income may start off lower than in other cities, property values in LA often appreciate significantly. This long-term growth, combined with the city’s unique lifestyle benefits, such as year-round sunshine, iconic attractions, and cultural diversity, makes Los Angeles an attractive option for real estate investors.
Securing a hard money loan with RTI Bridge Loans is a simple and efficient process. Here’s a step-by-step guide to how it works:
RTI Bridge Loans offers hard money loans for both residential and commercial real estate projects, ensuring flexibility to fund a variety of investment opportunities.
Whether you’re flipping houses, buying rental properties, or need quick capital to close a deal, our residential hard money loans are a fast and reliable solution. We know that timing is important in real estate investments, so provide the funds when you need them most.
From multi-family buildings to retail spaces and office complexes, our commercial hard money loans are designed to support your business and investment goals in Los Angeles’ competitive market.
Securing a hard money loan with RTI Bridge Loans is hassle-free. We primarily focus on the value of the property and the strength of your investment plan rather than your credit score. To improve your chances of approval, ensure you have:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
Hard money loans offer a strategic financing option for real estate investors, especially in a fast-paced market like Los Angeles. Below are the key reasons why investors choose hard money loans over traditional financing options.
Hard money loans give investors the flexibility needed to finance various real estate transactions, from property purchases to renovations. Unlike traditional lenders, hard money lenders prioritize the value of the property over credit scores, making it easier to qualify. With quick approvals, these loans are perfect for time-sensitive deals where waiting could mean missing out on a great opportunity.
Borrowing from family or friends can strain your personal relationships, especially when large sums are involved. Hard money loans offer a professional and structured alternative, ensuring clear terms and boundaries. This approach helps you secure the necessary funds without the personal complications that can arise from mixing business with personal relationships.
Bringing on a partner to fund a real estate deal often means sharing profits long-term. Hard money loans, by contrast, let you maintain full ownership of your investment while only requiring payment of interest and fees. This structure gives you full control of your profits without the need to compromise or split earnings with a partner.
Because Los Angeles is such a competitive market, hard money loans allow investors to access larger sums of capital than traditional financing options might offer. This makes it easier to invest in high-value properties that would typically require more upfront capital, giving you the edge in a competitive bidding process.
Traditional financing methods often involve lengthy approval processes, requiring extensive paperwork, income verification, and credit checks. Hard money loans, on the other hand, focus on the property’s value and can be processed within days. This streamlined approach allows investors to act quickly when the right opportunity arises, securing funds without unnecessary delays.
Hard money loans are adaptable to different real estate investment strategies, whether you’re flipping homes, developing a new project, or buying a rental property. At RTI Bridge Loans, we work with clients to customize loan terms that fit their specific needs, ensuring that your financing aligns with your goals and enhances your investment strategy.
Don’t let a lack of funding prevent you from seizing investment opportunities. Call RTI Bridge Loans at (562) 857-2285 or fill out our online form to connect with our team and secure your hard money loan in Los Angeles today.
Yes, you can qualify for hard money loans even with poor credit, as our focus is on the property’s value and investment potential.
Interest rates vary based on the loan amount, property type, and perceived risk, but they are generally higher than traditional loans.
You’ll need to provide property details, financial statements, and information about your investment strategy.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
