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RTI Bridge Loans is your trusted partner for hard money lending in Newport Beach, CA. Specializing in both residential and commercial properties, we provide fast, flexible, and reliable funding solutions in Southern California. With a deep understanding of the Newport Beach market, we are here to help real estate investors secure the capital they need for success.
Commercial Lending Specifications
Loan Term | 1-2 Years |
Loan Amount | $250,000 to 20,0000,000 |
Lending Area | California | Nevada | Colorado |
Trust Deeds | 1st & 2nd TD's |
Loan-to-Value | Up to 75% |
Interest Rate | Starting at 8.75% |
Origination Fee | 1 to 3 Points |
Prepayment Penalty | Not Required |
Closing Time | 7 to 15 Days |
Interest Reserve | No Payments for 6 Months |
As a leading hard money lender in Newport Beach, RTI Bridge Loans offers swift approvals, competitive rates, and a streamlined funding process. Our team works with seasoned investors and first-time buyers to provide financial solutions that banks and traditional lenders often cannot match. Whether you’re purchasing an investment property or refinancing an existing one, we deliver solutions focused on your success.
Here’s what sets RTI Bridge Loans apart:
Newport Beach, a coastal gem in Orange County, offers prime investment opportunities for real estate buyers. Known for its high-end neighborhoods, stunning ocean views, and thriving local economy, Newport Beach is a highly desirable location for both investors and residents.
The median sales price in Newport Beach is $2,152,000, marking a 7% increase from last year. Zillow forecasts an additional 5.4% rise in the coming year, making Newport Beach a promising market for long-term property appreciation.
Approximately 46% of residents in Southern California rent, with the average rent for a 2-bedroom property in Newport Beach at $3,062 and $4,051 for a 3-bedroom. This consistent rental demand provides a stable income opportunity for property owners.
Newport Beach attracts high-net-worth individuals, ensuring a steady demand for luxury properties and high-value commercial spaces.
The cost of living in Newport Beach has made homeownership unattainable for many, driving up the rental market. This is a prime opportunity for investors looking to purchase rental properties. With Millennials delaying homeownership due to student debt and lifestyle choices, rental demand continues to rise.
Hard money loans focus on the property’s value, not just your financial history. RTI Bridge Loans specializes in asset-based lending, offering quick and reliable funding for:
Unlike traditional banks, we emphasize flexibility, ensuring you get the capital needed without the usual roadblocks.
Flipping houses, buying rental properties, or securing quick funding to close deals? RTI Bridge Loans provides efficient residential hard money loans that ensure you don’t miss out on opportunities in Newport Beach’s real estate market.
From multifamily units to office spaces, RTI Bridge Loans offers customized commercial hard money loans. Whether you’re developing a retail center or acquiring a high-value property, our team ensures you receive the funding you need quickly and with competitive terms.
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
Securing a hard money loan with RTI Bridge Loans is simple and straightforward.
Our process prioritizes efficiency, so you can focus on your investment rather than paperwork.
Hard money loans offer significant advantages for investors, making them an ideal solution for real estate financing:
Borrowing money from family or friends can strain relationships, and bringing in a partner often requires profit-sharing. Hard money loans from RTI Bridge Loans eliminate these challenges, giving you professional lending services with clear terms and maintaining full control over your investment.
Newport Beach combines luxury living with strong investment potential:
Don’t let traditional lending delays hold back your real estate goals. Call RTI Bridge Loans at (562) 857-2285 or complete our online form to secure your hard money loan in Newport Beach. Our team is ready to help you navigate the market with confidence and ease.
With transparent terms, competitive rates, and a commitment to efficiency, RTI Bridge Loans ensures to make your investment process smoother and more accessible. Our goal is to help investors secure financing for properties that are traditionally hard to fund, whether due to timing constraints, property type, or credit requirements. Call RTI Bridge Loans at (562) 857-2285 and discover how we can help fund your next investment with ease.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.