Los Angeles Hard Money Lenders
For hard money lending in Orange County, CA, turn to RTI Bridge Loans. With a keen understanding of the area’s real estate trends, we specialize in providing investors with the financial support necessary to navigate the competitive market. Our fast and flexible funding options allow you to move quickly on high-potential deals, whether you’re targeting residential or commercial properties.
RTI Bridge Loans stands as a reliable partner in Orange County’s hard money lending market. We focus on delivering fast approvals, competitive rates, and tailored financing options for real estate investors, whether you’re just starting out or have years of experience under your belt.
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
When you choose RTI Bridge Loans, you’re partnering with a lender that understands the nuances of Orange County’s real estate landscape. Here’s what sets us apart:
Orange County boasts one of California’s most dynamic and resilient real estate markets. Its diverse economy, affluent neighborhoods, and proximity to major urban hubs like Los Angeles and San Diego make it a prime location for property investment. Whether you’re eyeing luxury homes in Newport Beach or commercial properties in Irvine, the region offers significant opportunities for savvy investors.
Orange County continues to attract buyers and renters thanks to its excellent schools, abundant business opportunities, and luxurious lifestyle. Median home prices in Orange County are 167% higher than the national average, making it one of the priciest and most competitive markets in the U.S. Additionally, the area remains a seller’s market, with the Months of Supply Inventory (MSI) consistently below three months over the past year. The MSI reflects how long it would take to sell all current listings at the current rate of sales, emphasizing the region’s high demand and limited inventory.
Despite discussions of a population exodus, Orange County remains one of the most desirable places to live in California. The strong demand for housing, coupled with sustained rental interest, ensures that opportunities abound for investors willing to act quickly. Securing a hard money loan can be the key to capitalizing on these time-sensitive deals, especially in a market where speed and flexibility are critical.
RTI Bridge Loans specializes in providing tailored lending solutions for a variety of real estate projects.
Securing a hard money loan in Orange County with RTI Bridge Loans is a straightforward and stress-free process. Here’s how it works:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
With RTI Bridge Loans, getting approved for a hard money loan is straightforward and quick. We prioritize the value of your property and the potential of your investment over your credit score. To improve your approval chances, ensure you have:
Hard money loans are designed for speed and adaptability. Unlike traditional financing, these loans let you close deals quickly without the lengthy approval process. They also offer flexible terms tailored to your unique investment strategy. Plus, approval focuses on the property’s value rather than your credit score, making it easier to secure funding.
Hard money loans eliminate the need to borrow from family or friends, helping you maintain personal relationships while securing professional financing. They also allow you to keep full control of your profits, unlike partnerships that often require profit-sharing.
In a high-cost market like Orange County, hard money loans provide the capital you need to secure valuable investments. Traditional loans often fall short of covering the financial demands of this competitive region, but hard money loans bridge the gap effectively.
Don’t let funding delays stop you from capitalizing on Orange County’s lucrative real estate opportunities. Contact RTI Bridge Loans today at (562) 857-2285 to discuss your hard money lending needs.
Secure the funds you need quickly, and turn your real estate vision into reality.
Hard money loans generally have short-term durations, typically ranging from 6 months to 3 years, depending on the project and borrower’s needs.
Interest rates for hard money loans are higher than traditional loans, usually ranging from 8% to 15%. Rates vary based on the lender, loan-to-value ratio, and the property’s risk level.
Yes, hard money loans may involve upfront fees such as origination fees, appraisal costs, and closing fees. These are typically disclosed upfront to ensure transparency.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
