Los Angeles Hard Money Lenders
At RTI Bridge Loans, we help provide real estate investors with fast, reliable, and flexible financing options in the San Fernando Valley. Whether you’re pursuing residential flips or expanding into commercial projects, our hard money loans can help you achieve your real estate goal. In contrast with traditional financing, we prioritize the value and potential of your property, enabling you to seize lucrative opportunities in one of California’s dynamic real estate markets.
Choosing the right hard money lender if you want to achieve your goals in real estate. At RTI Bridge Loans, we stand out for several reasons:
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
San Fernando Valley presents a dynamic real estate landscape, offering both lucrative opportunities and competitive challenges for investors. Staying informed about market trends is key to making strategic investment decisions:
As of October 2024, the median home price in San Fernando Valley rose to $785,000, marking a significant 8.3% increase from the previous year. This consistent appreciation highlights the Valley’s growing demand and its potential for high returns on investment. While the median price reflects the area’s overall value, specific neighborhoods may present varying opportunities depending on property types and local demand.
The market remains competitive yet varied in activity. On average, homes sell within 39 days of being listed, a slight increase from the 38-day average recorded last year. However, certain high-demand properties, often termed “hot homes,” can go under contract in as few as 12 days. This rapid turnaround underscores the importance of swift decision-making and fast financing solutions, like hard money loans, to capitalize on opportunities.
Buyer interest in the Valley is strong, with many properties receiving multiple offers. Some buyers even waive contingencies, such as home inspections or appraisal clauses, to strengthen their bids and secure deals. This level of competition can create a challenging environment for investors without access to quick funding, making asset-based lending a crucial tool for staying competitive.
The San Fernando Valley retains a strong appeal for local residents, with 79% of buyers choosing to stay within the metropolitan area. This trend highlights the Valley’s attractiveness as a long-term living and investment hub. For those moving into the area, San Francisco leads as the primary source of inbound buyers, followed by New York and Hermiston. Conversely, among residents looking to move out, San Diego, Las Vegas, and Bakersfield are the most popular destinations. This balance of local retention and external interest positions the Valley as a stable yet evolving market.
By understanding these detailed market dynamics, investors can better anticipate challenges, identify opportunities, and plan effective strategies for real estate success in San Fernando Valley.
RTI Bridge Loans caters to both residential and commercial investors by offering adaptable financing solutions:
Secure funding for single-family homes, multi-unit properties, and fix-and-flip projects. Our asset-based approach ensures a smooth process, allowing you to focus on property acquisition and renovations.
Tap into San Fernando Valley’s commercial real estate potential, from office spaces to retail developments. Our commercial loans provide the capital you need to secure properties and outpace the competition.
San Fernando Valley continues to be a hub for real estate investors due to its strong demand and stable market:
Hard money loans provide key advantages over traditional financing options:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
RTI Bridge Loans makes the lending process straightforward:
Need reliable financing for your next real estate venture? RTI Bridge Loans is here to help you navigate San Fernando Valley’s competitive market. Call us at (562) 857-2285 to learn more about how our hard money loans can support your investment goals.
Traditional credit requirements don’t apply; approval is based on the property’s value and potential.
Rates vary depending on factors like loan amount and duration. Our investor-friendly rates ensure affordability.
With RTI Bridge Loans, the process is simple and fast, focusing on the asset rather than financial history.
Requirements center on the property’s value and viability, making qualification straightforward.
Absolutely. We welcome both new and experienced investors looking to grow their portfolios.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
