Los Angeles Hard Money Lenders
Selecting a hard money lender is a pivotal step in achieving your investment ambitions. RTI Bridge Loans offers significant advantages for San Francisco investors:
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
San Francisco remains a magnet for ambitious investors, offering a dynamic and fast-paced real estate market with substantial growth potential. Let’s delve into the latest trends that shape this thriving landscape:
As of October 2024, the median home price in San Francisco stands at $1.5 million, representing an 8.0% increase compared to the same time last year. This consistent appreciation underscores the city’s position as a premium investment location.
On average, homes in San Francisco sell within just 19 days, a notable improvement from the 24-day average recorded last year. This shorter time frame indicates heightened demand and an urgency among buyers.
In October 2024, 483 homes were sold, marking a substantial rise from the 409 homes sold in October 2023. This increase reflects both a growing interest in San Francisco properties and a more active market overall.
Homes in San Francisco typically sell for about 6% above their listing price, showcasing the competitive nature of the market. Properties in particularly high demand can sell for as much as 16% over the asking price, often going pending in as little as 13 days.
The city continues to attract buyers from across the nation, with Honolulu, Santa Barbara, and Pensacola being the top metros contributing to inbound searches. Meanwhile, most San Francisco residents looking to relocate prefer staying within the metropolitan area, with Sacramento, Los Angeles, and San Diego as popular alternatives.
These statistics highlight the challenges and opportunities within San Francisco’s real estate market. For investors, having swift and dependable financing solutions is crucial to navigating this competitive environment and seizing high-return opportunities.
RTI Bridge Loans provides customized financing options designed to address the specific requirements of real estate investors.
Financing residential projects has never been easier. From single-family homes to multi-unit properties, our residential hard money loans are designed to help you secure, renovate, or flip properties without unnecessary delays. Investors targeting hot neighborhoods can benefit from our quick funding and property-focused approvals.
San Francisco’s vibrant commercial real estate market offers opportunities in office spaces, retail developments, and mixed-use properties. Our commercial hard money loans provide the capital and flexibility needed to secure high-potential projects and navigate competitive bidding environments.
San Francisco stands out as one of the most attractive real estate markets in the nation due to its strong demand, high appreciation rates, and unique characteristics:
Hard money loans offer distinct advantages that traditional lenders can’t match:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
RTI Bridge Loans simplifies the borrowing process, so you can focus on your investments:
Ready to pursue your real estate goals in San Francisco? RTI Bridge Loans is here to provide fast and dependable financing. Call us today at (562) 857-2285 to discuss how we can help with your next investment. With our experience, market insights, and commitment to seamless lending, we’re your trusted partner for success in San Francisco’s thriving real estate market.
Requirements focus on the property’s value and potential rather than the borrower’s credit score or financial history.
Costs vary based on factors like loan amount, term length, and property type. Interest rates are competitive and designed with investors in mind.
Yes, RTI Bridge Loans provides financing for commercial properties, including retail spaces, office buildings, and mixed-use developments.
Approval is fast, often within 24 hours of submitting an application.
Yes, we work with new and experienced investors, focusing on the potential of the property rather than prior experience.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
