Los Angeles Hard Money Lenders
At RTI Bridge Loans, we specialize in providing trusted hard money loans designed to meet the demands of Santa Ana’s dynamic real estate market. Our team is committed to offering quick approvals, competitive rates, and personalized service. Whether you’re purchasing a property to flip or need funding for a commercial project, we’re here to help you succeed.
Partnering with RTI Bridge Loans means working with experts who know the Santa Ana market inside out. We offer:
Commercial Lending Specifications
| Loan Term | 1-2 Years |
| Loan Amount | $250,000 to 20,0000,000 |
| Lending Area | California | Nevada | Colorado |
| Trust Deeds | 1st & 2nd TD's |
| Loan-to-Value | Up to 75% |
| Interest Rate | Starting at 8.75% |
| Origination Fee | 1 to 3 Points |
| Prepayment Penalty | Not Required |
| Closing Time | 7 to 15 Days |
| Interest Reserve | No Payments for 6 Months |
Santa Ana’s vibrant culture, central location, and strong economic foundation make it a standout market for real estate investment. The city’s rental demand, appreciation potential, and diverse economy create opportunities for investors to build wealth through strategic property acquisitions.
Santa Ana’s thriving real estate market presents several advantages for investors:
Getting a hard money loan doesn’t have to be stressful or complicated, and at RTI Bridge Loans, we’ve streamlined the process to make it as straightforward as possible. Here’s how it works:
We start with a friendly conversation. Give us a call to chat about your project, your funding needs, and any questions you might have. Our team will guide you through the options and help you determine the best path forward.
Next, it’s time to get the ball rolling. Share some basic details about the property and your financial background. Don’t worry if your credit score isn’t perfect—our focus is on the value of the property and the potential of your investment.
The best part? Speed. Once approved, you’ll have access to your funds in as little as 3-5 business days. No long waits, no endless paperwork—just the funding you need, when you need it.
When it comes to funding your real estate investments in Santa Ana, RTI Bridge Loans has you covered with tailored solutions for both residential and commercial projects. Here’s how we can help:
Looking to flip a house, buy a rental property, or tackle renovations on a multi-unit residence? Our residential hard money loans are designed to get you the funds you need—fast. No long waits or endless hoops to jump through. Whether it’s a quick purchase or a major renovation, we’re here to make sure your project stays on track.
Have your eye on an office building, retail space, or multi-family property? Our commercial hard money loans are built to handle bigger, more complex investments. Santa Ana’s commercial market is growing, and we’re ready to help you seize those opportunities with flexible financing that works on your timeline.
Whatever your real estate goals, we’ll help you turn plans into action with reliable funding that’s simple and straightforward. Let’s talk about how we can help with your next big move in Santa Ana!
Hard money loans bring unique perks to the table, making them a go-to option for investors. Here’s why they might be the perfect fit for your next project:
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
At RTI Bridge Loans, we specialize in providing hard money loans that offer quick approvals and flexible terms to help you seize opportunities without delay. Whether you’re investing in real estate, flipping properties, or tackling a renovation, our financing solutions ensure you have the capital you need when you need it. With a simple application process and fast turnarounds, we make funding your Santa Ana project easy and stress-free. Call us today at (562) 857-2285 to get started and make your investment goals a reality with RTI Bridge Loans.
Yes, most hard money loans require a down payment, typically ranging from 20-30% of the property’s value. This is a standard practice to ensure a secure loan-to-value ratio for both the lender and borrower.
Absolutely! Hard money loans are often used for fix-and-flip projects, allowing investors to purchase properties and cover renovation costs. Make sure to include renovation expenses in your loan request.
The loan amount is typically based on the property’s value, often expressed as a loan-to-value (LTV) ratio. We focus on the property’s potential and condition rather than your personal financial history.
Hard money loans typically have short-term durations, ranging from 6 months to 2 years. The exact term depends on the specifics of your project and repayment plan.
Yes, first-time investors can qualify for a hard money loan, as long as the property has strong investment potential. We focus on the asset itself, so experience is not always a requirement.
RTI Bridge Loans, Inc. is primarily a Direct Portfolio Lender in Los Angeles County. We have 40 years of experience investing in all aspects of real estate: From residential development, private money lending, hard money and fix and flip loans.
