Fast, Flexible, and Reliable
Hard Money Loans
in Los Angeles

Hard money loans in Los Angeles provide real estate investors with the speed and flexibility required to capitalize on investment opportunities and maximize returns. As one of the most reliable and professional direct hard money lenders in Los Angeles, RTI Bridge offers a wide variety of residential and commercial hard money loans, providing unlimited opportunities for local investors. We have gained a reputation as the region’s fastest private money lender in Los Angeles because we know how critical each day is in the competitive Los Angeles real estate market.

Contact RTI Bridge Loans at (562) 857-2285 or request a loan quote online!

What Is a Hard Money Loan? How Does a Hard Money Loan Work?

A hard money loan is a form of financing obtained by leveraging a tangible asset, typically real estate, as collateral. It is essentially a short-term loan where the funds get secured by real property instead of the borrower’s creditworthiness. They are commonly used in the real estate industry for their quick approval, flexibility, and convenience.

Hard money lenders in Los Angeles like RTI Bridge Loans offer borrowers funds based on the property’s value, not their credit. The loans are usually short-term, and hard money loan rates are often higher than conventional loans. After acquiring the loan, the borrower invests in real estate and repays the loan, often through property sale or refinancing.

RTI Bridge Loans Hard Money Loans

JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a

A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had

$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market

Hard money loans differ from conventional loans primarily in terms of their source, terms, and underwriting process. Hard money loans have shorter terms, higher interest rates, and quicker approval times, making them suitable for short-term projects or when traditional financing is not viable. On the other hand, conventional loans come from banks or financial institutions, have longer terms and lower interest rates, but rely heavily on creditworthiness.

The specifics of the hard money lending process varies from one lender to another. At RTI Bridge Loans, our lending process for residential or commercial hard money loans consists of the following steps:

  • Prequalification
  • Loan Application
  • Property Evaluation
  • Approval and Terms
  • Closing
  • Funding
  • Renovation
  • Repayment

Contact our expert team at RTI Bridge Loans today at 562-857-2285 or fill out our online form to learn more about our lending process or get prequalified.

Advantages of Utilizing Hard Money Loans in Real Estate Transactions

Hard Money loans are a valuable financing option for certain situations. Whether you’re seeking a faster financing option , are dealing with credit challenges, private money loans, or simply need a more flexible funding solution in Los Angeles, hard money loans can provide you many benefits that include:

Quick Funding

Borrowers can get almost immediate access to funds, making these loans perfect for time-sensitive transactions

Flexibility

Suitable for various real estate projects, including fix and flips

Collateral Based

Unlike traditional loans, creditworthiness isn’t a consideration for approval. Loans are solely backed by property value

Customizable Terms

Hard money loan rates and terms are flexible and can be negotiated upon

Less Stringent Requirements

Easier qualification for borrowers with credit issues

Bridge Financing

These loans can be helpful for the short term before securing long-term financing

Why Borrowers Choose
RTI Bridge Loans to Fund Their Hard Money Loans

Are you ready to reach your real estate goals? Here’s why you should choose RTI Bridge Loans over other Los Angeles hard money lenders:

We have almost 20 years of experience offering real estate hard money loans in Los Angeles

We offer same-day online pre-approval

We fund loans in 3-5 days, although we have even closed deals in as little as 24 hours

We provide personalized hard money financing solutions

Quit searching for “Los Angeles hard money lender near me.” Instead, contact us today to start your next real estate investment with financing from RTI Bridge Loans.

How Can RTI Bridge Loans Help You?

Choosing RTI Bridge Loans means partnering with an experienced and knowledgeable team focused on your success in the Los Angeles real estate market. From fix and flip endeavors to multi-million hard money loans for investment property, our team will work to ensure you have the finances to tackle your project. RTI Bridge Loans provides trust deeds, offering an alternative to conventional asset classes. Investing in Los Angeles real estate with RTI Bridge Loans makes sense because we have been in the market for more than 40 years, facilitating trust deed investing for real estate developers, pension funds, and family trusts. Call us today at (562) 857-2285 to discuss your hard money loan request and how we can help you secure that real estate opportunity.

Frequently Asked Questions

Hard money lenders finance various properties, including single-family homes, multi-family units, condos, apartment buildings, retail spaces, and industrial properties.
The types of investors that utilize hard money loans include house flippers, property developers, and real estate investors with credit issues.
To secure a hard money loan in Los Angeles, start by crafting a comprehensive property investment plan and a thorough loan application with project documentation, which you’ll present to our experienced local lenders at RTI Bridge Loans. We’ll also require you to prepare for a significant down payment and clearly outline your repayment exit strategy. If everything checks out, we’ll go through the loan terms, rates, fees, and repayment schedule with you before finally transferring the funds.
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