Los Angeles Hard Money Lenders
If you’re an investor, you’ve probably heard all the noise remote work kills the office, no one wants commercial space, vacancy rates are sky-high. That might sound true at first glance, but it’s only part of the story.
The truth? Smart investors are still making solid returns from office properties. The key is knowing where, what, and how to invest. That’s where this guide comes in.
We’re breaking everything down, from the different types of office spaces to financing strategies, market trends, and tips that’ll actually help you decide if office investing is right for you. Whether you’re new to commercial real estate or ready to add offices to your portfolio, this guide is your starting point.
Office real estate investing means buying, leasing, or developing property used for office purposes. These properties are typically leased to businesses or professionals that need a physical workspace.
There are different ways to invest:
Unlike residential or retail spaces, office tenants usually sign longer leases often 3 to 10 years which provides more predictable cash flow. But with that predictability comes risk if vacancies rise or tenants downsize.
Office properties generate income primarily through lease agreements. The most common structure is a triple net lease (NNN), where tenants pay for base rent plus taxes, insurance, and maintenance. Other types include:
You can also increase revenue through:
Understanding how cash flow is created and what expenses eat into it is essential before buying.
California’s office market trends is a mixed bag. Some areas are struggling, but others show real promise for investors.
Top Areas to Watch:
Always look at local employment trends, vacancy rates, and development pipelines before making a move.
Office buildings typically require more capital than residential properties. But don’t let that scare you off, there are a few ways to finance your investment.
If you need quick capital, RTI Bridge Loans offers fast, asset-backed loans on California office properties. We work with first and second trust deeds, helping you move fast when a deal makes sense.
Every investment has challenges. The key is spotting them early.
Work with a team that knows how to spot red flags early, especially during due diligence.
If you’re new to this, you don’t need to buy a skyscraper on your first go. Start small and smart.
Smart moves early on can save you time, money, and a ton of headaches.
Is office real estate still a good investment in 2025?
Yes, depending on the market. While some areas are soft, others are seeing demand rebound, especially for suburban and medical offices. Long-term leases and value-add opportunities still make office properties appealing to experienced investors.
What’s the best type of office building for a beginner?
Many first-time investors start with Class B or suburban offices. They’re more affordable, easier to manage, and tend to attract stable tenants like insurance or accounting firms.
How much money do I need to invest?
It depends on the market and deal structure. Some small office condos start around $250K, while mid-sized buildings can range from $1M to $10M+. Bridge loans and partnerships can lower the amount of cash needed upfront.
How fast can I get funding for an office deal?
With RTI Bridge Loans, funding can often be secured in days, not weeks. We're a direct lender, which means no red tape or drawn-out approval processes.
JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a
A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had
$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market
Office investing isn’t dead. It’s just changed. And if you’re willing to do the homework, adjust your expectations, and stay flexible, there’s still plenty of opportunity out there.
Whether you’re looking for steady income or a value-add play, knowing the right markets, financing tools, and risks will give you a major edge.
RTI Bridge Loans can help. Since 2004, we’ve been a trusted direct portfolio lender for real estate investors across the state. Whether you’re buying a suburban office or repositioning a downtown building, we’ll move quickly with short-term bridge loans secured by first or second trust deeds.
Call us today at (562) 857-2285 to get started. Let’s get your next investment moving, fast.
