Trusted Hard Money Loans in Lawndale, CA

Lawndale Hard Money Lenders You Can Count On

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RTI Bridge Loans provides real estate investors, landlords, and business owners in Lawndale, CA with fast, direct access to hard money financing. If you’re trying to close on a property quickly, refinance before a balloon payment hits, or secure funding without jumping through the hoops of traditional banks, we’re here to help. Our approach is simple: no red tape, no unnecessary delays, just funding that moves at the pace of your investment goals.

Financing Options That Fit Lawndale’s Market

We’ve served California investors for decades, and our team knows how to move quickly when opportunities come up. In Lawndale, where homes are currently selling in under a month and median prices have risen to $880,000 as of May 2025, timing is everything. That’s why our clients rely on us for quick approvals and funding for a range of real estate needs such as residential flips, buy-and-hold investments, commercial property acquisitions, and more.

Lawndale Real Estate Market Overview 2025

The Lawndale housing market has experienced steady growth in 2025. Home prices are up nearly 5 percent compared to last year with the median home selling for eight hundred eighty thousand dollars. Properties are also moving faster now averaging twenty-eight days on the market compared to thirty-eight days the year before. Although the number of homes sold dipped slightly with seven homes sold this May compared to nine in the same month last year the market remains active and healthy.

With home values continuing to rise and buyer interest still strong, investors in Lawndale need financing options that work fast. RTI Bridge Loans is ready to provide quick reliable funding to help you secure properties in this rising market.

Hard Money Loans for Real Estate Investors in Lawndale

At RTI Bridge Loans, we offer direct funding for a wide range of real estate investment scenarios, including:

  • Short-Term Purchases: Lock in deals before deadlines expire

  • Fix-and-Flip Projects: Access capital to renovate and resell properties

  • 1031 Exchange Financing: Close quickly to stay within IRS timeframes

  • Refinance Balloon Payments: Avoid penalties and maintain control of your assets

  • Distressed Property Loans: Fund repairs and reposition investments

  • Foreclosure Prevention: Rescue properties and reposition them for success

  • Cash-Out Refinance: Leverage your equity to fund future deals

  • Partnership Buyouts: Gain full ownership without waiting for bank approval

Bridge Loan Program

Commercial Lending Specifications

PRODUCT DESCRIPTION
Loan Term 1-2 Years
Loan Amount $250,000 to 20,0000,000
Lending Area California | Nevada | Colorado
Trust Deeds 1st & 2nd TD's
Loan-to-Value Up to 75%
Interest Rate Starting at 8.75%
Origination Fee 1 to 3 Points
Prepayment Penalty Not Required
Closing Time 7 to 15 Days
Interest Reserve No Payments for 6 Months
LENDING SCENARIOS Time Sensitive Transactions
  • 1031 Exchanges
  • Expiring Purchase Contracts
  • Balloon Payments
  • Partnership Buyouts
Distressed Scenarios
  • Bankruptcy Restructurings
  • Foreclosure Loans
  • Discounted Payoff
  • Agreements
Value Add
  • Renovation Loans
  • Tenant Improvements
Cash Out
  • All Cash Dispersed at Closing
  • No Fund Control
COLLATERAL
  • Multifamily | Office | Retail
  • Mixed Use | Luxury Residential

What Kind of Properties Qualify?

Our loan programs support a wide range of property types across Lawndale and surrounding areas:

  • Multifamily and apartment properties
  • Retail and shopping centers
  • Office buildings and professional spaces
  • Mixed-use developments
  • High-value residential properties
 

We evaluate each deal based on the property’s value and investment potential, not just your credit score. That’s why experienced and first-time investors alike choose RTI Bridge Loans to get things done.

Why Borrow from RTI Bridge Loans in Lawndale?

When it comes to financing your real estate projects in Lawndale, working with a lender who understands the local market and your investment goals makes all the difference. Here are some key reasons why RTI Bridge Loans stands out:

  • Fast Turnaround: Loan decisions often made within 24 hours

  • Flexible Structuring: Loan terms that fit your timeline and investment strategy

  • Direct Lending: No appraisals, no third-party delays

  • California Expertise: We know the Lawndale area and what local investors need

  • Experienced Team: Over 40 years of real estate and lending knowledge behind every deal

How to Apply for a Hard Money Loan in Lawndale

Getting started is simple. Here’s how it works:

  1. Call Our Team – Tell us what kind of project you’re working on: (562) 857-2285

  2. Submit Details – We’ll review the property, deal structure, and timeline

  3. Get Approved – We’ll send over terms so you can move forward

  4. Fund Quickly – We wire funds directly, often within a few business days

 

Residential and Commercial Hard Money Loans in Lawndale

We provide funding for both residential and commercial real estate projects. If you’re investing in homes, income properties, or commercial buildings, our team is here to support your next move.

Residential Hard Money Loans

These loans are perfect for real estate investors who need quick access to capital for purchasing, renovating, or refinancing homes in Lawndale. Whether you’re working on a fix-and-flip or buying a multi-unit property, our residential loans help you close faster and stay ahead of the competition.

Commercial Hard Money Loans

Designed for investors focused on retail spaces, office buildings, or mixed-use properties. Our commercial loans support acquisitions, ground-up construction, and repositioning strategies. If you’re growing your portfolio in Lawndale’s commercial market, we’ll help you secure funding without the delays of traditional financing.

Recently Funded Hard Money Loans

JUST CLOSED in Long Beach! This was a multiple collateral 1st and 2nd TD loan at $5,400,000 needed for a

A developer was just completing and leasing up a large mixed use project in Santa Clarita. His construction loan had

$412,500 1st TD Bridge Loan Closed in Valley Center CA! Borrower needed fast capital to close on a below market

What Makes Lawndale Attractive for Investment?

  • Growing Demand: Home prices have increased nearly 5% over the last year

  • Strategic Location: Close to LAX, major freeways, and coastal cities

  • Small-Town Feel with Urban Access: A great blend for renters and buyers alike

  • Limited Inventory: Fewer homes on the market can mean more value for investors who act fast

Benefits of Hard Money Loans in Lawndale

Hard money loans offer real estate investors several advantages that make them a preferred financing option in Lawndale.

No Credit Hassles

Approval depends mostly on the property and the deal rather than just the borrower’s credit score, making it easier for many investors to qualify.

Fast Closings

These loans close quickly, which is perfect for time-sensitive opportunities where speed matters.

No Prepayment Penalties

Borrowers can pay off their loans early without facing any penalties, giving them financial flexibility.

Flexible Terms

Loan terms can be structured to fit the timeline and needs of the project, allowing investors to plan accordingly.

Retain Control

Investors maintain full control of their projects without having to involve outside partners for funding.

Access Higher Loan Amount

Hard money loans provide the capital necessary for larger investments that might not be possible with traditional financing.

Let’s Talk About Your Next Move

If you’re investing in Lawndale and need fast funding to move your project forward, RTI Bridge Loans is here to help. Our straightforward process, real estate knowledge, and proven track record give you the advantage in a market where speed matters.

Contact RTI Properties today (562) 857-2285 Let’s build something together starting with your next successful deal.

Frequently Asked Questions

Yes, hard money lending is fully legal in California and regulated by state laws. RTI Bridge Loans is a licensed lender.

Rates typically range from 7% to 12%, depending on the loan structure, property value, and risk level.

A common use case is an investor borrowing $350,000 to purchase and renovate a fixer-upper, with plans to sell within 12 months and repay the loan with proceeds.

You’ll repay the loan either by selling the property, refinancing into a traditional mortgage, or using personal/business funds. If repayment doesn’t occur, the lender may pursue foreclosure.



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